For Qualified Investors & Strategic Partners

Investor Overview

A new category of financial infrastructure is taking shape. This section introduces what the Group is building, and the reasoning behind it.

Financial & Technology Holding Group — Pioneering the Integrated Digital Financial Ecosystem

The NeoBankers Group Limited is not a bank, credit institution, investment fund, or investment firm. Not authorised or regulated by the FCA or PRA. This page does not constitute a financial promotion, investment advice, or an invitation to invest. Forward-looking statements are inherently uncertain. Capital is at risk. Full Legal Notice ↓

The financial services industry is undergoing a structural convergence. Activities long provided separately – among them payments, banking, digital assets, lending and institutional infrastructure – are increasingly being drawn together into a single operating architecture. In the Group’s assessment, the material question is no longer whether that convergence will occur, but which institutions will build the architecture it requires, and the regulatory framework within which they will do so.

At present, a business or individual operating across borders must ordinarily maintain a separate relationship for each category of financial service it requires: banking, digital assets, credit, insurance and investment. Each such relationship is established and maintained on its own terms, so that the client undergoes onboarding several times over and carries custody risk dispersed across a number of unconnected providers. That fragmentation reflects an infrastructure designed for a domestic, single-currency environment; it sits increasingly at odds with the cross-border, multi-asset basis on which clients now operate.

The Group is building the architecture that this convergence requires: a multi-jurisdictional financial ecosystem, regulated at the level of each operating entity, in which fiat currency and digital assets are treated as instruments of equal standing, held and serviced on a single platform and under one compliance framework. The intention is that a client should maintain one relationship and one regulatory position in place of the several that the present model imposes. The result is therefore not a neobank, a digital-asset exchange or a payments business in the conventional sense, but a broader category of financial infrastructure for which no settled term has yet emerged.

The architecture is proprietary: its technology core has been developed from first principles rather than assembled from third-party components, and its regulatory perimeter is multi-jurisdictional by design, with each regulated activity to be independently authorised in the jurisdiction in which it is carried on. The licensing programme this entails represents a considerable commitment of time and capital, and the regulatory position it produces cannot be replicated quickly.

The product suite extends to more than seventy distinct financial services across five integrated sectors, each intended to be made available to the client through a single interface. The Group is not aware of a directly comparable offering in the market at present.

The Group has entered into institutional partnership agreements that establish the basis of an anchor client base, and its multi-jurisdictional regulatory programme is well advanced: initial authorisations have been secured and the corresponding operating entities are established and operational, with the broader licensing programme in progress across the jurisdictions in scope. The platform is in advanced development, supported by a founding team already in place and by a governance framework built to institutional standards.

The stage that now remains is execution at scale. The Group is, accordingly, seeking a limited number of qualified investors and strategic partners – institutions able to form an informed view of infrastructure of this nature, and to commit to it, in advance of wider market recognition.

The full investment thesis, together with the financial model, the entity architecture, the biographies of the team and the partnership structures, is disclosed only upon execution of a mutual Non-Disclosure Agreement.

70+ Products Across Five Sectors

IQ Banking

Multi-currency IBAN · SEPA/SWIFT · Faster Payments · PSD2 Open Banking

IQ Blockchain

CASP custody under MiCA (in progress) · Exchange & OTC · TVTG Token Container · 50+ ERC-20

IQ Lending

Collateralised digital lending · SME credit · Deferred payment · Factoring · Overdraft

Seamless Cards

Debit cards (major networks) · Virtual + physical · Multi-asset spend · Mobile wallet

Multi-Asset Accounts

Fiat + blockchain + metals + securities · One portfolio · One KYC

Escrow & Settlement

Programmable escrow · Smart contract triggers · Marketplace settlements

RWA Tokenisation

TVTG Token Container · Real estate, commodities on-chain · Fractional investment

Tax-Free Shopping

Instant VAT refund via EMT · In-app disbursement · Tourist integration

Insurance & Investment

Parametric smart contracts · Protocol cover · Embedded insurance

Own EMT Token

Fiat-backed €1.00 · MiCA e-money token (in progress) · Cashback · Interchange · Governance

Tax & Accounting

Automated VAT reconciliation · Tax bookkeeping · Multi-jurisdiction

Staking & Yield

Staking vault · Institutional prime brokerage · Custody with institutional safeguards

The product suite describes the Group’s intended offering; individual products are subject to the relevant regulatory authorisations.

Authorised Access

Execution of a mutual Non-Disclosure Agreement is required to access the Institutional Virtual Data Room.

Upon execution, you will receive view-only access to the Institutional Virtual Data Room: financial model, entity architecture, team biographies, regulatory portfolio, and investment terms.

Execute NDA & Request Access Existing Credentials Talk to the Team
The NeoBankers Group Limited

The financial infrastructure of the next decade will not be built on legacy systems.

The Group is building it.

Financial & Technology Holding Group — pioneering the Integrated Digital Financial Ecosystem.

Fintech  ·  Payments  ·  Blockchain  ·  Digital Assets  ·  IT & Technology  ·  Regulatory Advisory
Our Company

An independent financial technology holding group, incorporated in London.

The NeoBankers Group is an independent, international holding group based in the United Kingdom, whose founding team brings together senior experience across financial technology, private advisory, blockchain infrastructure and regulatory services.

The Company holds the equity interests in its subsidiaries, together with the Group’s intellectual property and its registered trade marks. Through those operating subsidiaries the Group serves consumers, small businesses, corporations and institutional partners; the holding company itself designs the architecture, funds the operations and maintains the regulatory framework within which each entity operates.

The Group owns and develops digital financial infrastructure spanning regulated payments, digital-asset services, collateralised lending and real-world-asset tokenisation, with embedded insurance in development as a fifth sector. That infrastructure is brought together in the Integrated Digital Financial Ecosystem (IDFE) – a unified platform architecture for which the Group is not aware of a directly comparable offering in the market at present, and which belongs to a category only now taking shape in the financial services industry. The IDFE draws classical payment instruments, blockchain-based transactions, platform-as-a-service infrastructure and a token economy into a single, coherent environment.

Company No.
13821747
Incorporated
England & Wales
Since
30 December 2021
Innovation is treated as a foundational methodology rather than an ancillary feature.

The Group develops products and technologies that remove friction from financial transactions, whether those transactions are conventional payments or blockchain-based. Its working principle is that a process capable of being automated should be automated, and a step capable of being eliminated should be eliminated.

Accessibility is central to that work. The Group holds that digital financial services should be available to all, and should be at once intuitive to use and inherently resilient; convenience and a high standard of security are treated not as competing objectives but as requirements to be met together.

The Group’s approach is architectural rather than product-led. It is expressed in a single transaction platform that bridges fiat currency and digital assets, designed from the ground up for speed, for reliability and for the standard of trust that institutional counterparties require.

The Group’s culture rests on six core values that inform the decisions it takes.

Put Clients First

The client’s interest is the starting point for every product and every service the Group delivers.

Do the Right Thing

Integrity in every interaction: the Group does what it says, and says what it does.

Lead with Exceptional Ideas

The Group develops new solutions rather than replicating what already exists; innovation is treated as a requirement, not an option.

Diversity & Inclusion

The Group’s financial services are designed to be accessible to the widest possible number of people, through fewer barriers and lower complexity.

Give Back

The Group seeks to create value beyond its commercial operations – through accessible infrastructure, transparent governance, and a contribution to the frameworks that protect all market participants.

Security

A high standard of protection is treated as the norm rather than the exception, and is not subordinated to ease of use.

The Company’s governance rests on a defined set of principles.

  1. The Company is governed by its Board of Directors in accordance with the Companies Act 2006.

  2. The directors owe their duties to the Company and act to promote its success for the benefit of its members, having regard to its wider stakeholders, including employees, partners and the communities in which the Group operates.

  3. Regulated activities are carried on by the Group’s operating subsidiaries, and not by the Company.

  4. Related-party relationships and transactions are disclosed in accordance with the applicable accounting standards, and those disclosures are reviewed by the Board.

  5. The Company publishes its accounts and statutory filings with Companies House as required by law.

  6. The Group’s intellectual property and registered trade marks are held and protected at holding-company level.

The Group does not fit within an existing category; it is creating one.

The Integrated Digital Financial Ecosystem is not an improvement upon what already exists: it is an architecture for what comes next – a single environment in which traditional and digital financial instruments operate as one, in which automation replaces manual process at each level, and in which accessibility and security reinforce one another rather than stand in tension.

No established term yet describes what the Group is building, because the market has not previously seen it built. The Group is among the institutions now shaping that category, and holds itself to institutional standards in the quality of its technology, the rigour of its regulatory framework and the clarity of its governance. That standard is integral to how the Group operates rather than an aspiration set apart from it.

The Group’s underlying conviction is a simple one: that financial services should work for everyone, without compromise on safety. It is the standard the Group sets for every product and every technology it develops.

Our Philanthropy

“For the world you may be just one person, but for one person you may be the whole world.”

Gabriel García Márquez

Accessibility is not incidental to what the Group builds. It is embedded in how the Group builds.

The Group was founded on the conviction that digital financial services should be available to underserved and excluded populations worldwide, securely and without unnecessary complexity. That conviction informs the Group’s product architecture, its jurisdictional strategy and its technology design. The Group seeks to contribute to financial inclusion not through philanthropy alone, but through the commercial infrastructure it develops and the regulatory standards to which it holds itself.

Financial Inclusion

Broadening Access

The World Bank’s Global Findex (2021) estimates that approximately 1.4 billion adults worldwide lack access to formal financial services. The Group’s product architecture is designed from the outset to serve individuals and communities for whom traditional banking channels remain inaccessible or prohibitively expensive, so that each regulated licence the Group obtains extends the reach of that infrastructure and creates a new point of entry.

Financial Literacy

Transparency & Plain Language

It is the Group’s policy to maintain transparent fee structures and clear client communications, and to publish its product documentation, risk disclosures and governance frameworks in plain language. In-app educational content is provided to help clients understand financial products, blockchain technology and the risks associated with digital assets, so that decisions are made on an informed basis.

Sustainability

ESG Integration

The Group’s approach to environmental, social and governance matters is informed by the United Nations Sustainable Development Goals, among them Goals 1, 8, 9, 10 and 16. The Group publishes a Modern Slavery Statement voluntarily and maintains a zero-tolerance anti-bribery policy under the UK Bribery Act 2010; supplier due diligence is conducted on a risk-proportionate basis.

The Group conducts this work quietly, and by deliberate choice. It holds that genuine contribution, like wealth itself, is best kept from display — the more so in a world whose politics have grown at once multipolar and contested. This page therefore sets out the principle, and not the particulars.

“The Group does not presume to solve financial exclusion on its own. It seeks to build infrastructure that makes inclusion easier – and to hold itself to the standards that make that infrastructure trustworthy.”

Matvei HutmanGroup Chief Executive Officer
Our Businesses

Nine areas of activity, delivered through the Group’s operating subsidiaries.

These services are provided by the Group’s operating subsidiaries and selected partners. The Company does not itself conduct regulated financial-services activity, and does not provide services directly to end clients.

Payments

E-money solutions, multi-currency accounts, SEPA and SWIFT, and card programmes.

Digital Assets

Digital-asset custody and exchange, an OTC desk, tokenisation services, and blockchain infrastructure.

Banking-as-a-Service

White-label infrastructure, embedded-finance APIs, and compliance-as-a-service.

Token Economy

Electronic money tokens under MiCA, real-world-asset tokenisation, and collateralised digital lending.

IT & Technology

Software development, platform engineering, system architecture, and IT consulting.

Licensing & Regulatory Advisory

Regulatory strategy, compliance-framework design, licensing-pathway consulting, and jurisdictional analysis.

Management Consulting

Strategic advisory, corporate structuring, capital-raising support, M&A transaction advisory, and cross-jurisdictional compliance consulting.

Business Development

Institutional relationship management, strategic-partnership origination, network access across regulated financial services, and counterparty introductions.

Mergers & Acquisitions

Corporate-expansion advisory, reorganisation strategy, transaction structuring, and independent deal-execution support.

Our Portfolio

The Group’s corporate structure and regulatory portfolio, by qualified access.

Details of the Group’s corporate structure and its regulatory portfolio are confidential. They are made available to qualified parties upon execution of a Non-Disclosure Agreement.

Request Access
Leadership

The Group is led by a team drawn from institutional banking, regulation and financial technology.

RT
Dr Reinis Tumovs
Executive Chairman
LinkedIn
MH
Matvei Hutman
Group Chief Executive Officer
LinkedIn
VV
Vladimir Vardzielov
Group Chief Financial Officer
LinkedIn
JM
Jacob Mitbreit
Group Chief Operating Officer
LinkedIn
From the Chairman

“The Group set out to build something that did not yet exist in the market – an Integrated Digital Financial Ecosystem in which classical payments and blockchain transactions operate within a single, integrated architecture. The Group regards this as the direction of financial services, and is building it with the discipline and the rigour that institutional partners and regulators expect.”

Dr Reinis TumovsExecutive Chairman
Insights

The Group’s perspective on the market and its regulatory horizon.

Perspective · May 2026 · Dr Reinis Tumovs

Rented Regulation: The Structural Case for Direct Authorisation

Much of the digital-finance sector runs on permissions it has borrowed. A firm without its own electronic-money or payment authorisation contracts with one that holds it, and operates inside that licence. The arrangement is quick to stand up, and for an early-stage business it can be the sensible choice. What it does not survive well is scale, or a change of weather at the partner. When the licensed institution is acquired, withdraws from a vertical, or simply has its own supervisory difficulties, the borrowing firm inherits the disruption without having had any say in it. We take the slower route – each regulated activity authorised directly, in the jurisdiction where it is carried on – because a licence you hold yourself is not a licence anyone else can revoke for you.

Banking-as-a-Service · Direct Authorisation · Regulatory Strategy
Thesis · April 2026 · Dr Reinis Tumovs

A Category Still Looking for Its Name

Ask what the Group is, and the honest answer is that the vocabulary has not caught up. ‘Neobank’ describes a current account with a good app. ‘Exchange’ describes a venue for buying and selling crypto-assets. ‘Payments company’ describes a pipe. The Integrated Digital Financial Ecosystem is none of those on its own and all of them at once: regulated payments, digital-asset services, lending and tokenised settlement, run on one ledger, inside one compliance perimeter, for one client relationship. The absence of a settled label is not a marketing inconvenience – it is a fair indication that the segment is still being defined, and that the firms defining it are doing so now.

Financial Infrastructure · MiCA · TVTG
Perspective · March 2026 · Matvei Hutman

Where Payment Rails and Blockchain Stop Being Separate

For most of the past decade, conventional payments and blockchain settlement were treated as two industries that happened to share a word. That separation is closing. MiCA has given the European Union a working rulebook for crypto-asset services; the FCA is consulting its way towards a comparable UK regime; and institutional desks now settle tokenised positions next to their fiat books without regarding it as exotic. The open questions are no longer conceptual but practical – speed of settlement, and who supervises it. On the evidence so far, the firms that come out ahead will be the ones holding both a payment authorisation and a digital-asset authorisation under a single corporate roof, rather than stitching the two together across counterparties.

Payments · Blockchain · Regulation
View · February 2026 · Matvei Hutman

Automation Is Not a Feature. It Is the Floor.

A manual step in a financial transaction is three things at once: a cost, a place for an error to enter, and a ceiling on how much volume the business can take. None of that is controversial. What has changed is the tolerance for it. A client-onboarding check done by hand, a transaction reviewed by eye, a regulatory return assembled from spreadsheets – each was acceptable at a few thousand clients and becomes untenable at a few hundred thousand. The Group’s technology core is built to take the human out of any process where the human adds delay rather than judgement. The point is not that automation improves the service. It is that, at the scale the sector now operates, the manual version no longer adds up.

Technology · Automation · FinOS
Brief · January 2026 · Jacob Mitbreit

Tokenisation, Without the Theatre

Real-world-asset tokenisation attracts more noise than it deserves, most of it about price. The institutional version is duller and more useful. Take an asset that already exists – a fund unit, a tranche of debt, a commodity position – and put a regulated wrapper around it: a custodied, transferable, on-chain representation, with the underlying asset and its ownership entirely unchanged. Nothing has been invented; something has been made easier to hold, move and settle. The part that matters is the wrapper, and the wrapper is a question of law. Liechtenstein’s Token Container regime sits alongside MiCA under one supervisor, which is why the Group treats it as the right home for institutional tokenisation rather than a jurisdiction of convenience.

Tokenisation · TVTG · Custody
Note · December 2025 · Vladimir Vardzielov

Resilience Reads as a Cost. It Trades as an Asset.

The Digital Operational Resilience Act has applied across the European Union since January 2025, and the usual reaction to it is a sigh: another schedule of obligations, another line in the budget. That reading misses what the obligations describe. Incident response that has been tested, third-party risk that has been mapped, continuity that has been rehearsed rather than assumed – this is, in plain terms, the due-diligence checklist a serious counterparty runs before it agrees to work with you. A firm that built its resilience framework to that standard from the outset is not paying a compliance tax; it is holding, ready to show, the answer to questions it will be asked anyway. Built in, resilience is an argument for the business. Retrofitted, it is only ever an expense.

Operational Resilience · DORA · Governance
Connect

Newsroom & Contact

The Group’s press centre and its channels for media, investor and general enquiries. Press materials, the corporate record and the Group’s points of contact are set out below.

Newsroom
Press & corporate information
01 — Press & Media Resources

The NeoBankers Group provides approved resources for journalists and media professionals. The boilerplate below may be used as supplied; the asset files are available on request and will be linked here for direct download.

Corporate boilerplate — approved text

The NeoBankers Group Limited (TNBG) is a United Kingdom–incorporated financial technology holding company. The Group is building the Integrated Digital Financial Ecosystem (IDFE): a single digital-finance platform on which regulated payments, digital-asset services, lending and tokenised settlement work together as one connected service, rather than as the separate products and disconnected systems this has conventionally required. The platform is delivered under the name FinOS. The Group was founded by Dr Reinis Tumovs, Executive Chairman, and Matvei Hutman, Group Chief Executive Officer, and is establishing its regulated operating structure across the United Kingdom, the European Union and selected international markets.

Visual Identity
Logo & Brand Assets

The Group wordmark and mark, in approved formats for editorial use.

View →
Photography
Leadership Photography

Approved photographs of the Group’s leadership, for press use.

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Press Kit
Corporate Press Kit

The corporate fact sheet, boilerplate text and key milestones in a single file.

View →
A note for the press

Statements made by the Group regarding its plans and expected developments are forward-looking; actual outcomes may differ, and the Group undertakes no obligation to update them.

02 — Corporate Fact Sheet

The Company’s principal corporate particulars, for reference and citation.

Legal nameThe NeoBankers Group Limited
Company number13821747
Incorporated30 December 2021 · England and Wales
Registered office167–169 Great Portland Street, 5th Floor, London W1W 5PF, United Kingdom
Legal formPrivate limited company
StructureFinancial technology holding group
ActivityBuilding the Integrated Digital Financial Ecosystem
03 — Founders

The NeoBankers Group was founded by two principals, who lead the Group as Executive Chairman and Group Chief Executive Officer. The full Group leadership is set out on the About the Group page.

Dr Reinis Tumovs
Executive Chairman · Founder & Principal
Matvei Hutman
Group Chief Executive Officer · Co-Owner & Co-Principal
Contact
Enquiry channels, location & questions
01 — Enquiry Channels

Every channel below opens a dedicated enquiry form. The Group does not publish direct email addresses; all enquiries are submitted, and routed, through the relevant form.

Investor & Project Enquiries

Enquiries from prospective investors and partners, and requests for access to the data room.

Open the form →
Press & Media

Press enquiries, interview requests, editorial commentary and requests for press materials.

Open the form →
Non-Disclosure Agreements

Execution of Non-Disclosure Agreements governing access to confidential materials.

Open the form →
Data Protection

Requests to exercise a data protection right under UK GDPR, EU GDPR or the Swiss revFADP, and other data-protection matters.

Open the form →
Regulatory & Compliance

Anti-money-laundering and sanctions enquiries, regulatory matters, and confidential whistleblowing disclosures under the Public Interest Disclosure Act 1998.

Open the form →
General Correspondence

Enquiries that are not investor-related or press-related.

Open the form →
02 — Our Location
Registered Office
The NeoBankers Group Limited
167–169 Great Portland Street
5th Floor
London W1W 5PF
United Kingdom
Company Number
13821747 · registered in England and Wales
Office Hours
Monday to Friday
11:00–17:00 (GMT/BST)
Status · London
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CLOSED
03 — Frequently Asked Questions

Answers to questions commonly raised by visitors, investors and the press.

Is The NeoBankers Group Limited a bank?
No. The Company is a financial technology holding company. It is not a bank, and it does not itself carry on regulated financial-services activity. Where regulated activities are conducted within the Group, they are carried on by separate operating entities, each authorised by its competent regulator.
What does the holding company itself do?
The holding company owns the Group’s platform and intellectual property, it provides the capital the Group’s development requires, and it sets the governance, risk and compliance standards that the operating entities apply. It does not hold client funds or carry on regulated activity itself. Regulated business sits, by design, in the authorised operating entities; the holding company’s function is ownership, funding and group-level oversight.
Is the Company regulated by the FCA?
The Company is not authorised or regulated by the Financial Conduct Authority or the Prudential Regulation Authority. As a holding company it is not required to be. The Group’s operating entities hold the authorisations relevant to their activities, or are in the process of obtaining them.
What is the Integrated Digital Financial Ecosystem, and what is FinOS?
The Integrated Digital Financial Ecosystem is the Group’s organising idea: a single digital-finance platform on which regulated payments, digital-asset services, lending and tokenised settlement work together as one connected service rather than as separate products. FinOS is the proprietary platform through which the ecosystem is delivered. The aim is to give a regulated institution a single operating foundation in place of the disconnected systems that conventionally sit behind each line of business.
Is the Group a marketplace, or an aggregator of other providers’ products?
No. The Group builds its own financial infrastructure rather than assembling and reselling the products of other providers. This is what ‘integrated’ signifies in the Integrated Digital Financial Ecosystem: regulated payments, digital-asset services, lending and tokenised settlement are delivered on a single platform that the Group itself develops and operates, not drawn together from third parties.
Does the platform serve the Group’s own customers, or also other businesses?
Both, by design. The platform is intended to operate on two levels: as a regulated digital-finance service used by end customers, and as infrastructure – banking-as-a-service, white-label services and application-programming-interface (API) access – on which other businesses can build their own offerings, each within the scope of the relevant regulatory permissions.
Does the Group currently provide financial services to the public?
No. The Group is at a development and authorisation stage; its present focus is the FinOS platform and the establishment of its regulated operating structure. Financial services will be provided only by operating entities that hold the necessary authorisation, and only within the scope of the permissions granted to them.
Why is the Group structured as a multi-jurisdictional holding group?
Regulated financial activity is, by its nature, licensed activity, and each licence is granted and supervised in a particular jurisdiction. The Group is therefore structured as a holding company that owns the platform and the intellectual property, beneath which individual operating entities are established to hold the authorisation appropriate to their activity and market. The separation is deliberate: it confines regulated activity, and regulatory liability, to the entity authorised for it, and allows each entity to be supervised by its own competent regulator. This multi-jurisdictional structure is being established progressively; it is a development plan, not a completed network.
Is the Group’s structure designed for regulatory arbitrage?
No. The structure reflects a basic feature of financial regulation: a licence is granted and supervised jurisdiction by jurisdiction, and an entity must be authorised where it carries on its activity. Each operating entity is therefore authorised, and supervised, by the competent regulator for its market. The purpose of the structure is to meet regulatory requirements in full in each jurisdiction, not to avoid them.
How does the Group approach regulatory authorisation?
The Group does not treat authorisation as a formality to be completed after a product is built. Each operating entity is established for a defined regulated activity – for example electronic-money issuance, crypto-asset services or payment services – and is taken through the authorisation process of its competent national regulator before that activity is carried on. Authorisations are held, or are being obtained, accordingly. The Group’s public materials describe this structure as it is intended to develop, and do not present planned authorisations as though they were already granted.
In which jurisdictions does the Group operate?
The Group’s intended structure spans the United Kingdom, the European Union and the European Economic Area, together with selected international markets. That structure is being established progressively. The Group does not publish a definitive list of planned jurisdictions or entities on this website; the regulated footprint, and its current status, are set out to prospective investors under a Non-Disclosure Agreement.
How is client money safeguarded?
The holding company does not hold client money. Where an operating entity is authorised as an electronic-money institution or a payment institution, client funds are safeguarded in the manner the entity’s authorisation and applicable law require; this is typically achieved by segregation from the entity’s own funds. Safeguarding obligations arise with, and apply to, the authorised entity, not the holding company.
What is the Group’s approach to risk management?
Risk is managed both at group level and within each operating entity. The holding company sets common standards for governance, risk and compliance; each operating entity applies the risk framework that its own authorisation and regulator require. Treating risk and compliance as part of the design of the business, rather than as a later overlay, is a deliberate principle of the Group.
How does the Group address anti-money-laundering, sanctions and data protection?
These controls are treated as conditions of operating rather than as later additions. Identification and verification, sanctions screening and record-keeping are applied in accordance with the Money Laundering Regulations 2017 and the applicable sanctions regimes. Personal data is processed in accordance with the UK GDPR, the EU GDPR and the Swiss revFADP, with appointed representatives in the European Union and Switzerland. A dedicated Regulatory and Compliance channel is available for compliance enquiries and for confidential disclosures of wrongdoing.
Is the Company offering securities to the public?
No. This website is a corporate information resource. Nothing on it constitutes an offer of, or an invitation to subscribe for or acquire, securities, nor investment, legal or tax advice. The Company does not offer securities to the public. Communication with prospective investors is conducted privately, is directed only at investment professionals and high-net-worth entities within the meaning of Articles 19 and 49 of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005, and takes place only following execution of a Non-Disclosure Agreement.
How can a prospective investor obtain detailed information?
Detailed information about the project is released only upon execution of a Non-Disclosure Agreement. A prospective party requests access through the Investors section; following identification and execution of the Agreement, access to the data room is granted.
How does the Group protect its confidential information and intellectual property?
The platform architecture, the financial models and the regulatory work that underpin the Group are its principal commercial value, and are treated as confidential and as proprietary intellectual property. Detailed materials are disclosed only under a Non-Disclosure Agreement, which restricts their use to evaluation and expressly reserves all intellectual-property rights to the Company. Information that is genuinely in the public domain, such as the corporate particulars on this page, is published openly; the substance of the project is not.
Can members of the public visit the registered office?
The address shown on this site is the Company’s registered office – an address for the service of formal documents. The Group does not receive visitors or conduct enquiries there. All enquiries should be made through the enquiry channels above, each of which routes correspondence to the appropriate office.
Contact — General Enquiry

General Enquiry

Should you have any questions, require further information, or wish to discuss a potential matter, we invite you to contact us using the form below.

We should be grateful if you would complete the form below so that we may direct your enquiry to the appropriate person. All information provided is treated as strictly confidential.

Contact Information
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Thank you for contacting The NeoBankers Group Limited. We will direct your enquiry to the appropriate person and respond on the same business day, or by the following business day.

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NEOBANKERS
DIGITAL FINANCE & TECHNOLOGY GROUP
Newsroom  ·  Media Enquiry
Press Office  ·  London, United Kingdom
Newsroom — Press Office

Media Enquiry

For press enquiries, interview requests, editorial commentary and brand-asset requests, we invite accredited media to contact the Group’s press office using the form below.

Contact Information

We should be grateful if you would complete the form below so that we may direct your enquiry to the appropriate desk. Fields marked * are required.

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The NeoBankers Group Limited

This page is a corporate communications resource of The NeoBankers Group Limited, published for the purpose of media and general correspondence only. It does not constitute a financial promotion, an offer of securities, or investment advice, and is not directed at investors. Any financial promotion relating to the Group is communicated separately and is directed only at investment professionals and high-net-worth entities within the meaning of Articles 19 and 49 of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005. Correspondence submitted through this form is handled in accordance with the Group’s privacy notice and applicable United Kingdom law.

Document — Media Enquiry  ·  Ref. TNBG-WEB-MEF  ·  Effective 22 May 2026  ·  Registered in England & Wales No. 13821747

Regulatory & Compliance

Regulatory & Compliance

This channel receives regulatory and compliance enquiries — including questions on anti-money-laundering and sanctions matters — and confidential disclosures of wrongdoing. Please select the type of submission below.

Regulatory or compliance enquiry

This form is for enquiries on anti-money-laundering and sanctions matters, regulatory questions, and general compliance correspondence addressed to the Group’s compliance function. If you wish instead to disclose suspected wrongdoing, please select Option B above.

Section 1 — About you
Section 2 — Your enquiry

Your enquiry is directed to the Group’s compliance function. The personal data submitted is processed by The NeoBankers Group Limited as controller, in accordance with the Privacy & Cookie Policy.

Confidential disclosure — please read

This channel is for the disclosure of suspected wrongdoing. A disclosure made in the public interest may be a protected disclosure under the Public Interest Disclosure Act 1998, which provides protection for the person making it.

You may make a disclosure anonymously. If you choose to do so, leave the identification fields blank; the Company will receive the disclosure without your name or contact details. You may instead choose to disclose your identity in confidence — the Company will treat your identity as confidential so far as it is able, consistent with a proper investigation and with any legal obligation.

An anonymous disclosure cannot be acknowledged or followed up with you, and the Company may be limited in how far it can investigate without further information. You may wish to weigh this before choosing.

Section 1 — About you (optional)
Provided only so the Company may acknowledge the disclosure and, if needed, ask for further information. It will be held in confidence.
Section 2 — The disclosure

This disclosure is transmitted to the Group’s compliance function through a secure channel. Where the disclosure is made anonymously, no name, email address or other identifying information is transmitted with it.

Confidential Materials — Non-Disclosure Agreement

NDA Request

Please review and execute the Non-Disclosure Agreement set out below. Acceptance enables The NeoBankers Group Limited to disclose confidential materials to you for evaluation.

We should be grateful if you would complete the form below so that we may record execution of the Non-Disclosure Agreement. All information provided is treated as strictly confidential.

Personal Identification
Please enter a valid corporate email address.
Organisation
MiFID II Professional Investor Self-Certification
Data Protection — UK GDPR, EU GDPR & Swiss revFADP

Data controller: The NeoBankers Group Limited, 167-169 Great Portland Street, 5th Floor, London, W1W 5PF (Company No. 13821747).

EU representative (Art. 27 GDPR): [Lawerton — registered firm name and Latvian office address to be inserted from Appointment Letter TNBG-DP-REP-EU-2026-001].

Swiss representative (Art. 14 revFADP): [ZÃœGERLAW — registered firm name and Swiss office address to be inserted from Appointment Letter TNBG-DP-REP-CH-2026-001].

Purposes: (a) verifying identity and authority; (b) administering NDA records; (c) sanctions and AML screening per MLR 2017; (d) communications regarding the Transaction.

Legal basis: Art. 6(1)(b) UK GDPR / EU GDPR (pre-contractual steps) and Art. 6(1)(f) (legitimate interests). Optional data: Art. 6(1)(a) (consent, withdrawable).

Provision of data: completion of the required fields is a condition of executing the Non-Disclosure Agreement; if the required fields are not provided, the Agreement cannot be executed. The marketing consent below is optional and may be omitted without consequence.

Recipients: legal advisers, sanctions screening providers, regulatory authorities where required. No data sold to third parties.

Retention: 24 months (NDA term) + 6 years (Limitation Act 1980). Sanctions data: 5 years (MLR 2017 Reg. 40).

International transfers: personal data is processed within the UK and EEA. Any transfer outside the UK/EEA, or from Switzerland, is made only under an adequacy decision or appropriate safeguards (UK IDTA or Standard Contractual Clauses) per Art. 46 UK GDPR / EU GDPR and the equivalent provisions of the revFADP.

Automated decision-making: no automated decision-making or profiling within the meaning of Art. 22 GDPR is carried out in connection with this form.

Your rights: access, rectification, erasure, restriction, portability and objection (Arts. 15–21 UK GDPR / EU GDPR; equivalent rights apply under the Swiss revFADP). To exercise these rights, or for any data protection enquiry, please use the Data Protection Request form.

Complaints: you may lodge a complaint with a supervisory authority — in the United Kingdom, the Information Commissioner’s Office (ico.org.uk); in the European Union, the data protection authority of your country of residence; in Switzerland, the Federal Data Protection and Information Commissioner (FDPIC).

Non-Disclosure Agreement
Unread

Parties

(1) THE NEOBANKERS GROUP LIMITED, a company incorporated in England and Wales (No. 13821747), 167-169 Great Portland Street, 5th Floor, London, W1W 5PF (the “Company”); and (2) the party identified in the acceptance form (the “Recipient”).

Recitals

(A) The Company is a multi-jurisdictional fintech holding group developing an Integrated Digital Financial Ecosystem (“IDFE”) encompassing payments, crypto-asset services, BaaS infrastructure, and RWA tokenisation.

(B) The Company proposes to disclose Confidential Information to the Recipient for the sole purpose of enabling the Recipient to evaluate a possible transaction or commercial relationship between the parties (the “Transaction”).

(C) The Company’s Confidential Information includes proprietary financial models, technology architecture, regulatory strategies, and intellectual property of significant commercial value.

1. Definitions

“Confidential Information” means all information disclosed by the Company including: (a) financial models, projections, valuations; (b) source code, algorithms, APIs, database schemas (including FinKernel, Numscript); (c) regulatory applications, licence documentation, correspondence with any national competent authority; (d) business plans, client lists, partnership arrangements; (e) intellectual property; (f) token economy specifications, MiCA white papers, DLT architecture; (g) organisational structure, compensation data; (h) the existence and terms of this Agreement; (i) all derivative analyses.

“Representatives” means directors, officers, employees, agents, and professional advisers who have a genuine need to know and are bound by equivalent confidentiality obligations.

“Purpose” means evaluation of participation in the Transaction.

“Business Day” means a day other than Saturday, Sunday, or public holiday in England.

“Effective Date” means the date of electronic acceptance.

2. Confidentiality Obligations

The Recipient shall: keep the Confidential Information strictly confidential; not disclose to any person other than Representatives; not use for any purpose other than the Purpose; apply no lesser standard of care than to its own confidential information, but in no event less than a reasonable standard of care.

3. Intellectual Property

All Confidential Information and all IP Rights therein remain the exclusive property of the Company. No licence is granted. The Recipient shall not reverse engineer, create derivative works, file IP applications based on, or use the information to develop competing products. The Company’s technology constitutes trade secrets within the meaning of SI 2018/597.

4. Exclusions

Obligations do not apply to information demonstrably: (a) already public; (b) lawfully possessed prior to disclosure; (c) independently developed; (d) received from an unbound third party.

5. Compelled Disclosure

If legally compelled to disclose, the Recipient shall (where not prohibited): notify the Company within 2 Business Days; consult on resisting disclosure; cooperate in seeking protective orders; disclose only the minimum required.

6. Return and Destruction

Upon request or expiry, the Recipient shall return all materials, permanently delete electronic copies, and provide a written certificate of compliance.

7. Non-Solicitation

For 12 months, the Recipient shall not solicit any Company director, officer, employee, or consultant. General advertising excluded.

8. No Obligation to Proceed

Nothing in this Agreement constitutes a commitment to proceed. No representation or warranty is made as to accuracy of Confidential Information. The Recipient shall rely solely on its own independent analysis.

9. Remedies

The Company is entitled to injunctive relief without bond, account of profits, indemnity costs, and full indemnification. Remedies are cumulative.

10. Data Protection

The Recipient shall process personal data in the Confidential Information only for the Purpose and in compliance with UK GDPR and DPA 2018. No transfer outside UK/EEA without adequate safeguards.

11. Term

24 months from Effective Date. Confidentiality obligations survive expiry for so long as information remains confidential; trade secret obligations survive indefinitely.

12. Governing Law

English law. LCIA arbitration, London, 1 arbitrator, English language. The Company may seek interim relief from any court of competent jurisdiction.

13. General Provisions

Entire agreement. Written amendments only. No waiver by delay. Severability. No assignment without consent. No third party rights (Contracts (Rights of Third Parties) Act 1999). No partnership or agency. Notices by email. Counterparts.

14. Electronic Execution

Acceptance via this portal constitutes valid execution per the Law Commission’s conclusions (September 2019), Neocleous v Rees [2019] EWHC 2462 (Ch), and the Electronic Communications Act 2000. The Company shall record name, organisation, email, IP address, browser identifier, and UTC timestamp.

Electronic Signature

By activating this checkbox you: (i) execute this NDA electronically pursuant to Clause 14; (ii) confirm your professional investor status under MiFID II Annex II; and (iii) acknowledge the data processing described above. Governed by English law. LCIA arbitration, London.

Please complete the required fields before submitting.
✓

Your acceptance has been recorded

Your acceptance of the Non-Disclosure Agreement has been recorded and submitted to The NeoBankers Group Limited. A copy will be sent to the corporate email provided.

Investor Relations — Confidential Access

Investor Access

Accredited investors are invited to review and execute the Non-Disclosure Agreement set out below. Acceptance grants access to the confidential investor materials of The NeoBankers Group Limited.

We should be grateful if you would complete the form below so that we may verify your eligibility and direct your request appropriately. All information provided is treated as strictly confidential.

Personal Identification
Please enter a valid corporate email address.
Organisation
Investment Context
MiFID II Professional Investor Self-Certification
Data Protection — UK GDPR, EU GDPR & Swiss revFADP

Data controller: The NeoBankers Group Limited, 167-169 Great Portland Street, 5th Floor, London, W1W 5PF (Company No. 13821747).

EU representative (Art. 27 GDPR): [Lawerton — registered firm name and Latvian office address to be inserted from Appointment Letter TNBG-DP-REP-EU-2026-001].

Swiss representative (Art. 14 revFADP): [ZÃœGERLAW — registered firm name and Swiss office address to be inserted from Appointment Letter TNBG-DP-REP-CH-2026-001].

Purposes: (a) verifying identity and authority; (b) administering VDR access; (c) sanctions and AML screening per MLR 2017; (d) maintaining NDA records; (e) communications regarding the Transaction.

Legal basis: Art. 6(1)(b) UK GDPR / EU GDPR (pre-contractual steps) and Art. 6(1)(f) (legitimate interests). Optional data: Art. 6(1)(a) (consent, withdrawable).

Provision of data: completion of the required fields is a condition of processing your request and of executing the Non-Disclosure Agreement; if the required fields are not provided, access cannot be granted. Fields marked optional (LEI, AUM Range, and the marketing consent) may be omitted without consequence.

Recipients: legal advisers, sanctions screening providers, regulatory authorities where required. No data sold to third parties.

Retention: 24 months (NDA term) + 6 years (Limitation Act 1980). Sanctions data: 5 years (MLR 2017 Reg. 40).

International transfers: personal data is processed within the UK and EEA. Any transfer outside the UK/EEA, or from Switzerland, is made only under an adequacy decision or appropriate safeguards (UK IDTA or Standard Contractual Clauses) per Art. 46 UK GDPR / EU GDPR and the equivalent provisions of the revFADP.

Automated decision-making: no automated decision-making or profiling within the meaning of Art. 22 GDPR is carried out in connection with this form.

Your rights: access, rectification, erasure, restriction, portability and objection (Arts. 15–21 UK GDPR / EU GDPR; equivalent rights apply under the Swiss revFADP). To exercise these rights, or for any data protection enquiry, please use the Data Protection Request form.

Complaints: you may lodge a complaint with a supervisory authority — in the United Kingdom, the Information Commissioner’s Office (ico.org.uk); in the European Union, the data protection authority of your country of residence; in Switzerland, the Federal Data Protection and Information Commissioner (FDPIC).

Non-Disclosure Agreement
Unread

Parties

(1) THE NEOBANKERS GROUP LIMITED, a company incorporated in England and Wales (No. 13821747), 167-169 Great Portland Street, 5th Floor, London, W1W 5PF (the “Company”); and (2) the party identified in the acceptance form (the “Recipient”).

Recitals

(A) The Company is a multi-jurisdictional fintech holding group developing an Integrated Digital Financial Ecosystem (“IDFE”) encompassing payments, crypto-asset services, BaaS infrastructure, and RWA tokenisation.

(B) The Company proposes to disclose Confidential Information to the Recipient for the sole purpose of enabling the Recipient to evaluate a possible transaction or commercial relationship between the parties (the “Transaction”).

(C) The Company’s Confidential Information includes proprietary financial models, technology architecture, regulatory strategies, and intellectual property of significant commercial value.

1. Definitions

“Confidential Information” means all information disclosed by the Company including: (a) financial models, projections, valuations; (b) source code, algorithms, APIs, database schemas (including FinKernel, Numscript); (c) regulatory applications, licence documentation, correspondence with any national competent authority; (d) business plans, client lists, partnership arrangements; (e) intellectual property; (f) token economy specifications, MiCA white papers, DLT architecture; (g) organisational structure, compensation data; (h) the existence and terms of this Agreement; (i) all derivative analyses.

“Representatives” means directors, officers, employees, agents, and professional advisers who have a genuine need to know and are bound by equivalent confidentiality obligations.

“Purpose” means evaluation of participation in the Transaction.

“Business Day” means a day other than Saturday, Sunday, or public holiday in England.

“Effective Date” means the date of electronic acceptance.

2. Confidentiality Obligations

The Recipient shall: keep the Confidential Information strictly confidential; not disclose to any person other than Representatives; not use for any purpose other than the Purpose; apply no lesser standard of care than to its own confidential information, but in no event less than a reasonable standard of care.

3. Intellectual Property

All Confidential Information and all IP Rights therein remain the exclusive property of the Company. No licence is granted. The Recipient shall not reverse engineer, create derivative works, file IP applications based on, or use the information to develop competing products. The Company’s technology constitutes trade secrets within the meaning of SI 2018/597.

4. Exclusions

Obligations do not apply to information demonstrably: (a) already public; (b) lawfully possessed prior to disclosure; (c) independently developed; (d) received from an unbound third party.

5. Compelled Disclosure

If legally compelled to disclose, the Recipient shall (where not prohibited): notify the Company within 2 Business Days; consult on resisting disclosure; cooperate in seeking protective orders; disclose only the minimum required.

6. Return and Destruction

Upon request or expiry, the Recipient shall return all materials, permanently delete electronic copies, and provide a written certificate of compliance.

7. Non-Solicitation

For 12 months, the Recipient shall not solicit any Company director, officer, employee, or consultant. General advertising excluded.

8. No Obligation to Proceed

Nothing in this Agreement constitutes a commitment to proceed. No representation or warranty is made as to accuracy of Confidential Information. The Recipient shall rely solely on its own independent analysis.

9. Remedies

The Company is entitled to injunctive relief without bond, account of profits, indemnity costs, and full indemnification. Remedies are cumulative.

10. Data Protection

The Recipient shall process personal data in the Confidential Information only for the Purpose and in compliance with UK GDPR and DPA 2018. No transfer outside UK/EEA without adequate safeguards.

11. Term

24 months from Effective Date. Confidentiality obligations survive expiry for so long as information remains confidential; trade secret obligations survive indefinitely.

12. Governing Law

English law. LCIA arbitration, London, 1 arbitrator, English language. The Company may seek interim relief from any court of competent jurisdiction.

13. General Provisions

Entire agreement. Written amendments only. No waiver by delay. Severability. No assignment without consent. No third party rights (Contracts (Rights of Third Parties) Act 1999). No partnership or agency. Notices by email. Counterparts.

14. Electronic Execution

Acceptance via this portal constitutes valid execution per the Law Commission’s conclusions (September 2019), Neocleous v Rees [2019] EWHC 2462 (Ch), and the Electronic Communications Act 2000. The Company shall record name, organisation, email, IP address, browser identifier, and UTC timestamp.

Electronic Signature

By activating this checkbox you: (i) execute this NDA electronically pursuant to Clause 14; (ii) confirm your professional investor status under MiFID II Annex II; and (iii) acknowledge the data processing described above. Governed by English law. LCIA arbitration, London.

Please complete the required fields before submitting.
✓

Your acceptance has been recorded

Your acceptance of the Non-Disclosure Agreement and your access request have been submitted to The NeoBankers Group Limited. You will be contacted at the corporate email provided.

Data Protection — Subject Rights

Data Protection Request

Use this form to exercise your rights under UK GDPR, EU GDPR or the Swiss revFADP in respect of personal data held by The NeoBankers Group Limited.

We should be grateful if you would complete the form below. To protect your personal data, we may ask you to confirm your identity before we act on your request. All information provided is treated as strictly confidential.

About You
Please enter a valid email address.
Your Request
Please select at least one right.
How We Handle Your Request

Response time: we respond within one month of receipt. This period may be extended by up to two further months where the request is complex or numerous; if so, we will inform you within the first month (Art. 12(3)).

No fee: requests are handled free of charge, save where a request is manifestly unfounded or excessive (Art. 12(5)).

Identity verification: to protect your personal data against unauthorised disclosure, we may ask you to provide information reasonably necessary to confirm your identity before we act on the request (Art. 12(6)).

Data Protection — UK GDPR, EU GDPR & Swiss revFADP

Data controller: The NeoBankers Group Limited, 167-169 Great Portland Street, 5th Floor, London, W1W 5PF (Company No. 13821747).

EU representative (Art. 27 GDPR): [Lawerton — registered firm name and Latvian office address to be inserted from Appointment Letter TNBG-DP-REP-EU-2026-001].

Swiss representative (Art. 14 revFADP): [ZÃœGERLAW — registered firm name and Swiss office address to be inserted from Appointment Letter TNBG-DP-REP-CH-2026-001].

Purpose: to receive, verify and respond to your data protection request and to maintain a record of it.

Legal basis: Art. 6(1)(c) UK GDPR / EU GDPR — compliance with a legal obligation to which the controller is subject (Arts. 12 and 15–22); equivalent obligations apply under the Swiss revFADP.

Recipients: legal advisers and, where required, regulatory authorities. No data sold to third parties.

Retention: the request and the Company's response are retained for 6 years (Limitation Act 1980) as a record of compliance.

International transfers: personal data is processed within the UK and EEA. Any transfer outside the UK/EEA, or from Switzerland, is made only under an adequacy decision or appropriate safeguards (UK IDTA or Standard Contractual Clauses) per Art. 46 UK GDPR / EU GDPR and the equivalent provisions of the revFADP.

Automated decision-making: no automated decision-making or profiling within the meaning of Art. 22 GDPR is carried out in connection with this form.

Complaints: you may lodge a complaint with a supervisory authority — in the United Kingdom, the Information Commissioner's Office (ico.org.uk); in the European Union, the data protection authority of your country of residence; in Switzerland, the Federal Data Protection and Information Commissioner (FDPIC).

Please complete the required fields before submitting.
✓

Your request has been submitted

Your data protection request has been submitted to The NeoBankers Group Limited. We will acknowledge it and respond within one month, as required by law. We may contact you at the email address provided to verify your identity.